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What Are UnifiedPay's Rates and Fees?

This article provides an overview of the standard rates, fees, and optional services for new UnifiedPay customers.


What payment methods does UnifiedPay accept? 

UnifiedPay accepts credit, debit, and eligible HSA/FSA cards branded with Visa, Mastercard, American Express, and Discover.


What are UnifiedPay's rates and fees for new customers?

Processing Rates 

Transaction Type Entry Mode Rate
Card Not Present
Key entered, payment invoice, or card on file
2.90% + $0.30 per transaction
Card Present
Chip, tap, swipe, Apple Pay, or Google Pay
2.70% + $0.05 per transaction

PCI Management Fee $9.95/month

Includes access to tools, resources, and support to help you meet annual PCI compliance requirements, which are required by the major payment card brands to help protect cardholder payment information.


What fees may apply? 

PCI Non-Compliance Fee - $69.95/month

Applied if your annual PCI compliance requirements are not met, including completion of the required PCI Self-Assessment Questionnaire (SAQ).

Inactivity Fee - $49.95/month

Applied if at least one transaction of $50 is not processed within a 180-day period.

Chargeback Fee - $25 per chargeback

Applied when a chargeback is initiated, regardless of the outcome of the dispute. 

ACH Return Fee - $25 per occurrence

Applied if an ACH withdrawal from your bank account is returned by your bank, such as due to insufficient funds.


What optional services are available? 

Accelerated Funding $20/month
Receive deposits as quickly as the next business day instead of the standard 2-business-day funding timeline for eligible transactions. 

Monthly Billing Service - 0.05% of your total monthly processing volume

Allows processing fees to be billed monthly instead of being deducted from your deposits. 


Does UnifiedPay offer custom pricing? 

If you're currently using another payment processor, we'd be happy to review your current processing rates and overall processing costs to determine whether custom pricing may be available.

If you'd like us to review your pricing, simply email the last three months of your processing statements to payments@unifiedpractice.com. For the most accurate review, the statements should include your monthly processing volume and processing fees.


Frequently Asked Questions

Where is UnifiedPay accepted?

UnifiedPay is currently available to eligible clinics located in the United States and Canada.

Is there a long-term processing contract or early termination fee?

No. UnifiedPay does not require a long-term processing contract, and there is no early termination fee. If you choose to lease a payment terminal, please note that the lease is a separate 12-month agreement.

Is a terminal required to use UnifiedPay? 

No, using a terminal is completely optional. Payments can be accepted by manually entering card information or sending payment invoices. If you prefer to use a terminal, compatible wireless terminals are available for purchase or through a 12-month lease agreement.