UnifiedPay
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      1. Unified Practice Knowledge Base
      2. UnifiedPay

      Processing and Fees

      Processing/Transaction-Related Fees (Billed Daily)

      UnifiedPay processes fees daily using net billing, meaning your transaction fees are deducted from deposits before they are funded to your bank account.

      • Card-Present Transactions (Swipe, Chip, Tap): 2.70% + $0.05 per transaction
      • Card-Not-Present Transactions (Key-Entered, Card on File): 2.90% + $0.30 per transaction

      Monthly Fees

      The following fees are billed monthly and appear as a separate line item on your statement:

      • Card Brand/Network Fees:
        • Typically range from 0.20%–0.30% of your monthly processing volume (e.g., $0.20–$0.30 per $100 processed).
      • PCI Management Fee: $9.95/month
        Helps maintain compliance with payment industry standards and ensures secure processing for you and your patients.

       

      Conditional Fees

      These fees are applied only when applicable:

      • PCI Non-Compliance Fee: $39.95/month if the SAQ is not completed.
      • Inactivity Fee: $49.95/month if your account has not processed more than $50 in a single day at least once within the past 180 days.
      • Chargeback Fee: $25 per chargeback, regardless of dispute outcome.
      • ACH Return Fee: $25 if Fullsteam is unable to deduct funds (e.g., insufficient funds).

      Optional Monthly Fees

      Funding-Related Fees

      UnifiedPay offers optional services for more flexibility:

      • Accelerated Funding: $20/month
        Deposits fund within 24–48 business hours instead of the standard 48–72 business hours.
      • Monthly Billing Service: 0.05% of your total monthly processing volume
        Allows transaction fees to be deducted monthly instead of daily.

       

      Can UnifiedPay Match or Beat My Current Rates?
      If you’re currently using another payment processor, we’d be happy to review your rates. Just email us at payments@unifiedpractice.com with 3 of your most recent processing statements, and we’ll evaluate if we can meet or beat your current pricing.

       

      How Can I Learn More About UnifiedPay?

      Interested in how UnifiedPay can improve your payment process?